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Privacy Policy

What Does The First, A National Banking Association Do With Your Personal Information?

Rev. Date 6/14

Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social security number and account balances
  • Payment history and transaction history 
  • Credit history and credit scores
When you are no longer our customer, we continue to share your information as described in this notice.
How? All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information, the reasons The First, A National Banking Association chooses to share, and whether you can limit this sharing.
Reasons We Can Share Your Personal Information Does The First, A National Banking Association Share? Can You Limit This Sharing?
For our everyday business purposes
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
Yes No
For our marketing purposes
to offer our products and services to you
Yes No
For joint marketing with other financial companies Yes No
For our affiliates’ everyday business purposes
information about your transactions and experiences
No We don't share
For our affiliates’ everyday business purposes
information about your creditworthiness
No We don't share
For our affiliates to market to you No We don't share

Definitions
Affiliates
Companies related by common ownership or control. They can be financial and non-financial companies.
  • The First, A National Banking Association has no affiliates.
Non‑Affiliates
Companies not related by common ownership or control. They can be financial and non-financial companies.
  • The First, A National Banking Association does not share with non-affiliate so they can market to you. 
Joint Marketing
A formal agreement between non-affiliated financial companies that together market financial products or services to you.
  • Our join marketing partners include companies such as credit card companies. 
Other Important Information
In accordance with California law, The First, A National Banking Association will not share information we collect about California residents with companies outside of The First, A National Banking Association, except as permitted by law, such as legal processes or as required to service your account. We will limit sharing within our company to the extent required by applicable California law.