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Checking & Savings

laptop First Free Business Checking

  • $100 deposit required to open account
  • No Monthly Maintenance Fee
  • No Minimum Balance Requirement
  • 150 items per month included at no charge (Checks, ACH debits and credits, Deposits, and Deposited Items)
  • $.50 per item over limit  
    • FREE monthly e-statements
    • $4 per month for optional image statement







 First Choice Business Checking

  • $100 deposit required to open account
  • $20 Monthly Maintenance Fee if average collected balance falls below $5,000
  • 500 items per month included at no charge (Checks, ACH debits and credits, Deposits, and Deposited Items) 
  • $.50 per item over limit
  • $100 coin deposited at no charge 
  • FREE monthly e-statements
  • $4 per month for optional image statement
  

First Friends Money Manager

  • $100 deposit required to open account
  • $10 Monthly Maintenance Fee if average collected balance is below $1,000
  • Interest bearing account available only to non-profit organizations and sole proprietor business entities
  • 100 items per month included at no charge (Checks, ACH debits and credits, Deposits, and  Deposited Items)
  • $.50 per item over limit
  • FREE monthly e-statement
  • $4 per month for optional image statement


man with cell

Commercial First Analysis Checking

  • $100 deposit required to open account
  • $14 Monthly Maintenance Fee
  • Per Item Costs:
  • Deposits = $.35
  • Deposited Items = $.10
  • Checks Paid = $.20
  • Electronic Credits or Debits = $.17
  • Cash Deposited = $.12 per $100 
  • 5% charge for coin deposited over $100
  • Currency orders $.20 per $100
  • Coin orders $.10 per roll
  •  Check images statement available for $4 per month
  • Earnings Credit Allowance is calculated based on the Average Collected Balance for the month, less a 10% Reserve Requirement
    • The Earnings Credit Rate is based on market conditions and subject to change on a daily basis.
 

Business First Money Market*

  • $1,000 deposit required to open account
  • Avoid a $10.00 maintenance fee by keeping a minimum daily balance $1,500
  • $10,000 min daily balance required to earn interest
  • Interest is compounded & credited monthly
  • 6 withdrawals per month; $10 per withdrawal over limit
  • 50 Allowed items per month 
  • $.50 per item fee over allowed items

First Friends Money Manager IOLTA

  • $100 deposit required to open
  • Interest is earned on a minimum daily balance of $10,000 or more
  • No fees for money orders or official checks
  • Complimentary notary service
  • Convenient check images are returned with statement


NOTICE TO OUR DEPOSITORS

As a result of internal accounting changes, The First Bank may reclassify your account balance as defined by Federal Reserve Regulation D.  This will not impact your account or FDIC insurance.