Checking & Savings

First Free Business Checking

• $100 deposit required to open account
• No Monthly Maintenance Fee
• No Minimum Balance Requirement
• 150 items per month included at no charge (Checks, ACH debits and credits, Deposits, and Deposited Items)
• $.50 per transaction over limit
  • Check images statement available for $4 per month
  • FREE online banking

 First Choice Business Checking

• $100 deposit required to open account
• $20 Monthly Maintenance Fee if average collected balance falls below $5,000
• 500 items per month included at no charge (Checks, ACH debits and credits, Deposits, and Deposited Items) 
• $.50 per transaction over limit
• Check images statement available for $4 per month
• FREE online banking 

First Friends Money Manager

• $100 deposit required to open account
• $10 Monthly Maintenance Fee if average collected balance is below $1,000
• Interest bearing account available only to non-profit organizations and sole proprietor business entities
• 100 items per month included at no charge (Checks, ACH debits and credits, Deposits, and  Deposited Items)
• $.50 per transaction over limit
• Interest paid to the account monthly
• Check images statement available for $4 per month
• FREE online banking

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Commercial First Analysis Checking

• $100 deposit required to open account
• $12 Monthly Maintenance Fee
• Per Item Costs: Deposits = $.25
• Deposited Items = $.09, Checks Paid = $.20
• Electronic Credits or Debits = $.15
• Cash Deposited = $1.20 per $1,000 deposited
  
•  Check images statement available for $4 per month
•  FREE online banking
• Earnings Credit Allowance accrued to offset monthly account fees
• Earnings Allowance is calculated based on the Average Collected Balance for the month, less a 10% Reserve Requirement
  • The Earnings Credit Rate is based on market conditions and subject to change on a daily basis.

Business First Money Market*

• $1,000 deposit required to open account
• Avoid a $8.50 maintenance fee by keeping a minimum daily balance $1,500
• $10,000 min daily balance required to earn interest
• Interest is compounded & credited monthly
• 6 withdrawals per mo; $10 per withdrawal over limit