Checking & Savings

First Free Business Checking

• $100 deposit required to open account
• No Monthly Maintenance Fee
• No Minimum Balance Requirement
• 150 items per month included at no charge (Checks, ACH debits and credits, Deposits, and Deposited Items)
• $.50 per transaction over limit
• $10,000currency deposited at no charge
• $.20 fee per $100 cash deposited over limit
• $100 coin deposited at no charge 
• 5% charge for coin deposited over $100 
  • Check images statement available for $4 per month
  • FREE online banking

 First Choice Business Checking

• $100 deposit required to open account
• $20 Monthly Maintenance Fee if average collected balance falls below $5,000
• 500 items per month included at no charge (Checks, ACH debits and credits, Deposits, and Deposited Items) 
• $.50 per transaction over limit
  
• $20,000 currency deposited at no charge
• $.20 fee per $100 cash deposited over limit
• $100 coin deposited at no charge 
• 5% charge for coin deposited over $100
• Check images statement available for $4 per month
• FREE online banking 

First Friends Money Manager

• $100 deposit required to open account
• $10 Monthly Maintenance Fee if average collected balance is below $1,000
• Interest bearing account available only to non-profit organizations and sole proprietor business entities
• 100 items per month included at no charge (Checks, ACH debits and credits, Deposits, and  Deposited Items)
• $.50 per transaction over limit
• $10,000 currency deposited at no charge
• $.20 fee per $100 cash deposited over limit
• $100 coin deposited at no charge 
• 5% charge for coin deposited over $100
• Interest paid to the account monthly
• Check images statement available for $4 per month
• FREE online banking

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Commercial First Analysis Checking

• $100 deposit required to open account
• $14 Monthly Maintenance Fee
• Per Item Costs: Deposits = $.35
• Deposited Items = $.10, Checks Paid = $.20
• Electronic Credits or Debits = $.17
• Cash Deposited = $.12 per $100 deposited
  
• 5% charge for coin deposited over $100
• Currency orders $.20 per $100
• Coin orders $.10 per roll
•  Check images statement available for $4 per month
•  FREE online banking
• Earnings Credit Allowance accrued to offset monthly account fees
• Earnings Allowance is calculated based on the Average Collected Balance for the month, less a 10% Reserve Requirement
  • The Earnings Credit Rate is based on market conditions and subject to change on a daily basis.

Business First Money Market*

• $1,000 deposit required to open account
• Avoid a $10.00 maintenance fee by keeping a minimum daily balance $1,500
• $10,000 min daily balance required to earn interest
• Interest is compounded & credited monthly
• 6 withdrawals per month; $10 per withdrawal over limit
• 50 Allowed items per month 
• $.50 per item fee over allowed items
• $5,000 Currency deposited at no charge 
• $.20 Fee per $100 cash deposited over limit
• $100 Coin deposited at no charge 
• 5% Charge for coin deposited over $100