Our Mission Statement
We are committed to our employees, customers, and communities. Our corporate social responsibility report reflects our positive impact on the communities we serve. The report showcases our extensive employee volunteerism, community lending and investments, charitable giving, governance and environmental initiatives.
The First CRA Public File
- All public comments received for the current year and the prior two calendar years.
- CRA Public File of the bank’s most recent CRA Performance Evaluation.
- List of branch locations including hours of operation.
- Branches opened and closed by the bank during the prior two calendar years.
- A description of Personal Checking and Savings Products & Services and Business Products & Services available. Questions regarding transaction fees or cost of services should be directed to your nearest branch location.
- A map and tract listing for each assessment area designated by the bank.
- A copy of the HMDA Disclosure Statement provided by the Federal Financial Institutions Examination Council (FFIEC) pertaining to the bank filing for the prior two calendar years.
Community Reinvestment Act (CRA) Notice
Under the Federal Community Reinvestment Act (CRA), the Federal Reserve Board (Board) evaluates our record of helping to meet the credit needs of this community consistent with safe and sound operations. The Board also takes this record into account when deciding on certain applications submitted by us.
Your involvement is encouraged.
You are entitled to certain information about our operations and our performance under the CRA, including, for example, information about our branches, such as their location and services provided at them; the public section of our most recent CRA Performance Evaluation, prepared by the OCC; and comments received from the public relating to assessment area needs and opportunities, as well as our responses to those comments. You may review this information today by reviewing the public file which is located at www.thefirstbank.com/contact/community.
At least 30 days before the beginning of each quarter, the Federal Reserve System publishes a list of the banks that are scheduled for CRA examination by the Federal Reserve Bank in that quarter. This list is available from Erien O. Terry, Assistant Vice President of Consumer Compliance at the Federal Reserve Bank of Atlanta, 1000 Peachtree Street, NE, Atlanta, GA 30309. You may send written comments about our performance in helping to meet community credit needs to The First Bank – CRA Officer, PO Box 15549, Hattiesburg, MS 39404 and firstname.lastname@example.org and to Erien O. Terry, the Assistant Vice President of Consumer Compliance at the Federal Reserve Bank of Atlanta, 1000 Peachtree Street, NE, Atlanta, GA 30309. Your letter, together with any response by us, will be considered by the Federal Reserve System in evaluating our CRA performance and may be made public.
You may ask to look at any comments received by the Federal Reserve Bank. You may also request from the Federal Reserve Bank an announcement of our applications covered by the CRA filed with the Federal Reserve Bank. We are an affiliate of The First Bankshares, Inc.; a bank holding company. You may request from the Assistant Vice President - Applications, Federal Reserve Bank of Atlanta an announcement of applications covered by the CRA filed by bank holding companies.
For the most recent CRA data available, please select the link below. Once you arrive at the FFIEC website, you will need to choose the information you wish to review and enter the institution name or Respondent ID. The First Bank. Respondent ID is 22949.
HMDA Disclosure Statements
For the most recent HMDA data available, please select the link below. Once you arrive at the FFIEC website, you will need to choose the information you wish to review and enter the institution name or LEI. The First Bank. Legal Entity Identifier (LEI) is 5493008OE5JXNTGWD962.
The First Community Development Mission Statement