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Business Loans & Credit Cards

Having the right purchasing card program for your business is an essential cash flow management tool in today's economy.

Purchasing cards can be used for buying inventory, supplies, travel and entertainment expenses. Additionally, reward features offer a way to earn benefits back to the business for simply making purchases.
Credit Cards from The First

Our credit cards include an EMV Smart Chip for added security, mobile payment capability, and more!  Applying is easy!

Click here to apply for a Credit Card

For existing credit card members, Click here to log into your account.


The First wants to help you build your dreams for a better community and a better life.                                                                                                We offer commercial loans for any type of viable commercial venture within our lending area.                                                                                   

  • Agriculture Loans
  • Aircraft Loans
  • Apartment Loans
  • Assignment of Life Insurance Loans
  • Commercial Vehicle Loans
  • Commercial Vessel Loans
  • Construction Loans
  • Equipment Loans
  • Lot / Land Loans
  • Lines of Credit
  • Inventory / Ray Material Loans
  • Loans secured by Accounts Receivable
  • Office Building Loans
  • Shopping / Retail Property Loans
  • Warehouse / Industrial Property Loans
  • Working Capital Loans