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Business Loans & Credit Cards

Having the right purchasing card program for your business is an essential cash flow management tool in today’s economy.

Purchasing cards can be used for purchasing inventory, supplies, travel, and entertainment expenses. Additionally, reward features offer a way to earn benefits back to the business for simply making purchases.
Credit Cards from The First

Our credit cards include an EMV Smart Chip for added security, mobile payment capability, and more!  Applying is easy. Click here to apply for a Credit Card

For existing credit card members, Click here to log into your account.

*Sunshine Community Bank Credit Card - Online Access Plus, Click Here to log in.



The First wants to help you build your dreams for a better community and a better life. We offer commercial loans for any type of viable commercial venture within our lending area. Please contact us to apply for a commercial loan.

Agriculture Loans
Aircraft Loans
Apartment Loans
Assignment of Life Insurance Loans
Commercial Vehicle Loans
Commercial Vessel Loans
Construction Loans
Equipment Loans
Lot / Land Loans
Lines of Credit
Inventory / Raw Material Loans
Loans secured by Accounts Receivable
Office Building Loans
Shopping / Retail Property Loans
Warehouse / Industrial Property Loans
Working Capital Loans
Please contact us to apply for a commercial loan.