Call Center: 1-855-257-2265            Telephone Banking: 1-866-362-6477

ATM withdrawal restrictions have been put in place due to increased debit card fraud in the region. Your ATM withdrawal limit in Louisiana and along the Mississippi Gulf Coast may be decreased to help protect our customers. If you have any questions please contact your local branch or call our center 1-855-257-2265.

Convenience Services

 *Not FDIC insured


Debit Cards

Debit Cards from The First

Save time and paper with The First's CheckCard--a MasterCard that takes money from the checking account you choose. Use it at the gas station, grocery store, ATM, or anytime you buy something. Give yourself the convenience of a credit card without the dreaded interest rates. Applying is easy.

Instant Issue Debit Cards

NEW! The First now offers instant issue debit cards!

When you open a new account at The First you leave with your new debit card in hand.

Lost or stolen debit card? No problem! Come in to the bank and get a replacement the same day.

For more information, contact the location nearest you.

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The University of Southern Mississippi Debit Cards

NEW! The First now offers instant issue USM debit cards! You can choose between two designs to show your Golden Eagle pride. When you choose your design at The First you will leave with your new USM debit card in hand.

  • $5.00 annual fee
  • 2 card design choices

Ask your local branch how to get your USM debit card today!

For more information, contact the location nearest you.

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Credit Cards

Credit Cards from The First

Our credit cards include an EMV Smart Chip for added security, mobile payment capability, and more!  Applying is easy. Click here to learn more or apply now

For existing credit card members, click here to log into your account.

*Sunshine Community Bank Credit Card - Online Access Plus, click here to log in.

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Internet Banking

  • Look at your bank statement online at no charge!
  • Enroll for Bill Payment Service, and pay an unlimited amount of bills online.

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Bill Payment

With The First, your payments come out of your account on the day you tell us that the bill is due... not one day before!

Convenient and secure -- choose our Bill Payment service today!

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Mobile Deposit

With The First, A National Banking Association App you can quickly and securly make deposits on the go!

Convenient and secure -- download our app today and let us help you bank on the go!

You can download our Apple or Android Mobile Banking App by searching for The First, A National Banking Association while on your smartphone or tablet.

If you are already enrolled in Online Banking and have completed the Online Banking login process, you will need to log in on a desktop, laptop, or mobile web browser to set up your mobile banking options. You can do this under the mobile banking settings tab. This will allow you to access your accounts and banking features on the mobile app.

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Enjoy more ease and convenience by using iPay. The iPay features are free and easy to use!

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Conveniently make Person-to-Person payments by transferring from your bank account to another individuals account.

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smsGuardian allows you to receive free text message alerts for certain debit card transactions processed on your account. A text alert will be sent at the exact time that your card is ran for any transaction that meets the criteria listed below:

  • International Transactions
  • Fuel Transactions
  • Authorizations Greater than $100
  • 5 or More Authorizations in 24 Hours
  • Card not present
  • Out of State Transactions
  • Declined Authorizations
  • Account Funding Transactions

Click Here to Sign Up Today!

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Telephone Banking

24-Hour Account Information

  • Anywhere 
    866-FNB-MISS (866-362-6477)
  • In Hattiesburg 
    601-264-BANK (601-264-2265)

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Safe Deposit Boxes*

Boxes are available in different sizes. Please check with your local branch for sizes, pricing, and availability.

*Not FDIC Insured

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