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With a money market account at The First, you are guaranteed a 5% interest rate for six months with an annual percentage yield of 2.52% on balances up to $9,999.99.

Tier 1: Balances of $0.01 to $9,999.99 earn an interest rate of 0.11% with a 2.52% APY.

Tier 2: Balances of $10,000 to $249,999.99 earn an interest rate of 0.40% with a 2.67% APY.

Tier 3: Balances of $250,000 to $749,999.99 earn an interest rate of 0.75% with a 2.85% APY.

Tier 4: Balances of $750,000 and above earn an interest rate of 1% with a 2.97% APY.

APY rate accurate as of September 22, 2023. An open checking account with The First Bank is required to open a money market account. A minimum opening deposit of $1,000 is required to open a money market account. Rates may change after the six-month introductory period and fees may reduce earnings.