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Interest Rate & Annual Percentage Yield Board
Rates Effective: Friday, May 9, 2008
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|
Account Type
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Daily Collected Balance
|
APR
|
APY
|
|
FIRST Prime Checking
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Less than $1,000
|
0.00%
|
0.00%
|
|
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$1,000 or more
|
0.30%
|
0.30%
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FIRST Money Manager
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Less than $1,000
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0.00%
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0.00%
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|
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$1,000 - $9,999 - FMMC Rate 1
|
0.35%
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0.35%
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$10,000 - $19,999 - FMMC Rate 2
|
0.65%
|
0.65%
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$20,000 or more
|
0.75%
|
0.75%
|
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FIRST Prime Gold Checking
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Less than $1,000
|
0.00%
|
0.00%
|
|
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$1,000 - $9,999 - FPGC Rate 1
|
0.50%
|
0.50%
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|
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$10,000 - $19,999 - FPGC Rate 2
|
0.50%
|
0.50%
|
|
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$20,000 or more
|
0.50%
|
0.50%
|
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First Money Market & Business First Money Market
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Less than $1,500
|
0.00%
|
0.00%
|
|
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$1,500 - $9,999 - FMM Rate 1
|
0.35%
|
0.35%
|
|
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$10,000 - $24,999 - FMM Rate 2
|
0.45%
|
0.45%
|
|
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$25,000 - $49,999 - FMM Rate 3
|
0.70%
|
0.70%
|
|
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$50,000 or more
|
0.85%
|
0.85%
|
|
First Savings & Business First Savings
|
Less than $100
|
0.00%
|
0.00%
|
|
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$100 or more
|
0.35%
|
0.35%
|
|
Christmas Club Savings
|
Less than $250
|
0.00%
|
0.00%
|
|
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$250 or more
|
0.35%
|
0.35%
|
|
Piggy Bank Savings
|
Less than $25
|
0.00%
|
0.00%
|
|
|
$25 or more
|
0.35%
|
0.35%
|
|
Treasury Money Market & Business Treasury Money Market
|
Less than $99,999
|
0.35%
|
0.35%
|
|
|
$100,000 - $149,999
|
1.34%
|
1.35%
|
|
|
$150,000 - $249,999
|
1.34%
|
1.35%
|
|
|
$250,000 or more
|
1.59%
|
1.60%
|
|
Fees could reduce earnings on the account. Rates are subject to change at any time at the bank's discretion.
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INTEREST RATE BOARD
EFFECTIVE: Friday, May 2, 2008
|
|
ACCOUNT TYPE
|
APR
|
APY
|
|
|
|
|
|
7 Month CD Special
|
2.23%
|
2.25%
|
|
6 month CD
|
1.99%
|
2.00%
|
|
12 month CD & IRA
|
2.13%
|
2.15%
|
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18 mo CD & IRA
|
2.18%
|
2.20%
|
|
24 month CD & IRA
|
2.23%
|
2.25%
|
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36 mo CD & IRA
|
2.33%
|
2.35%
|
|
48 month CD& IRA
|
2.38%
|
2.40%
|
|
60 month CD & IRA
|
2.43%
|
2.45%
|
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Penalty for early withdrawal. Fees could reduce earnings. $1000 minimum deposit
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