Certificates of Deposit and Individual Retirement Accounts:

• $1000 minimum opening balance
• Full array of maturity terms available
• Competitive market interest rates

Please see our New Accounts Representative for current interest rates and appropriate disclosures on each of these accounts.

The First IRAs
Whether planning to open a new IRA or looking for a bank to rollover an existing IRA, THE FIRST offers several plans to suit your needs. You can choose a Traditional or ROTH IRA. We offer IRAs in yearly increments of 12, 24, 36, 48, and 60 months. There are no service fees, they are automatically renewable, and we offer very competitive rates. Click here to see current rates.